Commercial & industrial lines
Insurance programmes built around your operations.
As a broker licensed under Section 34d of the German Trade Regulation Act, we analyse your risks, tender them across 100+ insurers and manage your programme year after year — including claims advocacy on your side of the table.
General & product liability
Third-party bodily injury, property damage and financial loss — including extended product liability for manufacturers and suppliers.
Commercial property
Buildings, machinery, equipment and stock against fire, water, storm, theft and natural hazards — or on an all-risks basis.
Business interruption
Lost gross profit and continuing fixed costs after an insured property loss, with indemnity periods matched to real recovery times.
Cyber
24/7 incident response, data restoration, cyber business interruption and third-party liability including GDPR proceedings.
Directors & Officers
Defence costs and indemnity for claims against executives — the personal-asset backstop for management.
Engineering lines
Machinery breakdown, electronic equipment, erection and construction all-risks — including machinery business interruption.
Marine cargo
Full-value cover for goods in transit worldwide, far beyond statutory carrier liability, plus freight liability for logistics providers.
Motor fleet
One framework agreement for the whole fleet — cars, vans, trucks and self-propelled machinery.
Legal expenses
Employment disputes, tax proceedings and criminal defence without cost risk.
Company pensions
Occupational pension schemes (bAV) that help you win and keep skilled employees.
Professional indemnity (E&O)
Pure financial loss cover for consultants, IT providers, planners and administrators.
Specialty lines
Trade credit, crime/fidelity, event cancellation, fine art, renewables, W&I — placed with specialist markets.
Licensed broker (§ 34d GewO)
Reg. no. D-Y7GD-S7M7K-61
VEMA partner
Access to special concepts from 100+ insurers
On your side
We work for you — not for an insurer
Munich & worldwide
Local policies for foreign subsidiaries
Let's talk about your insurance cover.
Free and without obligation: we review your existing policies and show you where the gaps and savings are.